Direct Business Lender • Lititz, Pennsylvania

Bridge Your Business to the Capital It Deserves

Cross Atlantic Financial provides fast, flexible business funding solutions to entrepreneurs and companies ready to chart their boldest course.

$5K–$5M
Funding Range
24–72 hrs
Decision Speed
All Industries
We Serve
Direct Lender
No Middlemen
Direct Lender No brokers. No middlemen.
Fast Funding Capital in as little as 24 hours
Secure & Confidential Bank-level data protection
Flexible Terms Structured around your cash flow
Our Funding Solutions

Capital Structured Around Your Business

From working capital to equipment financing, Cross Atlantic Financial offers a full suite of direct lending solutions tailored to your industry and growth stage.

Working Capital Loans

Flexible working capital funding to cover operational expenses, inventory, payroll, and growth initiatives — without disrupting your cash flow.

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Equipment Financing

Acquire, upgrade, or replace critical equipment without depleting reserves. Structured repayment aligned to your equipment's productive life.

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Revenue-Based Financing

Funding repaid as a percentage of your monthly revenue — so repayments flex with your business performance, not a rigid fixed schedule.

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Invoice Financing

Unlock the capital tied up in outstanding invoices. Get paid immediately rather than waiting 30, 60, or 90 days for customers to settle.

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Business Term Loans

Predictable, fixed-term financing for major investments, acquisitions, or expansion projects. Clear repayment schedules, no surprises.

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Business Lines of Credit

A revolving credit facility that gives you on-demand access to capital whenever your business needs it — draw what you need, when you need it.

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How It Works

Funding in Four Precise Steps

Our streamlined process is designed to deliver capital with the precision and speed your business demands.

1

Apply Online

Complete our quick application in minutes. No lengthy paperwork, no unnecessary delays.

2

Fast Review

Our team evaluates your application within 24–72 hours with a clear decision.

3

Tailored Offer

Receive a funding offer structured around your business — not a one-size-fits-all product.

4

Capital Delivered

Upon approval, funds are deposited directly to your business account. Move fast.

Client Experiences

Businesses We've Helped Chart Their Course

★★★★★

Cross Atlantic Financial funded our equipment purchase within 48 hours. The process was straightforward and the terms were transparent from day one.

Marcus T. Manufacturing, Lancaster County PA
★★★★★

As a direct lender, they cut through the noise. No brokers passing my information around — just honest, fast business funding from people who delivered.

Danielle R. Retail Distribution, Pennsylvania
★★★★★

The revenue-based financing option was exactly what our seasonal business needed. Payments aligned with our slow months. Couldn't ask for more flexibility.

Joseph M. Hospitality & Events, Mid-Atlantic
Ready to Move?

Your Business Deserves Capital That Moves as Fast as You Do

Talk directly with our funding specialists. No brokers, no runaround — just honest capital from a lender who understands your business.